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Objectives
- Mutual Authentication
Businesses want to know the real identities of their online customers in order to mitigate fraud and repudiation. Likewise, individual consumers want to know that their online transactions and payments are secure , and their identity is protected. - Tamperproof Transactions
We have built multiple layers of security into our authentication platform, with 2+Factor® authentication, so that the user’s identity can not be hijacked and their transactions are tamperproof. - 'Card Present' Online Payments
We think that simply typing in a name and credit card number is not a very safe way to make online payments – so we have devised a better way. Our consumer authentication token is also a (MasterCard approved) credit and / or debit card. - Convenience + Security
We have taken the old notion that there is a trade-off between convenience and security and turned it on its head. We offer both the best online security and the most convenient way for consumers to securely access password protected sites (such as online banking / brokerage / medical) and make electronic payments (debit / credit) through any web enabled device. - Built for Tomorrow
Our enCard® USB token can be dynamically updated by the issuer to incorporate both software upgrades and new applications. The process is completely seamless and transparent to the end user.
| | Benefits | Bank | - One-stop solution
- Easy to implement
- Cost effective
- Online audit trail
- New tool for customer acquisition and retention
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|  | Customer | - Convenience: an easy-to-carry, simple-to-use token
- Simplicity: the same, consistent user experience for all applications
- Security: consumers want tangible evidence that their identity is protected and their online transactions are secure
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| MasterCard Certification | |  |  | | Solutions | | | Online Resources | |
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